Equity release

Release capital tied up in your property

 All released funds are 100% tax-free
 Free up tied up funds

We work with some of the UK’s leading equity release firms, who will search the market to find the solution for you. ⭐⭐⭐⭐⭐

Step 1

Fill in a super simple form, by clicking one of the buttons dotted around this page. 

Step 2

Speak to a very friendly advisor, based here in the UK.

Step 3

Arrange for your plan to start. 

What is equity release?

Equity release is a financial product that allows you to access funds that you currently have tied up in your property. By releasing these funds it enables you to use them for other purposes, including healthcare, home improvements, holidays, outstanding debts and family gifts.

You can take the money you release in a lump sum, in several smaller amounts on which you’ll pay interest on, or as a combination of both.

There are two main types of equity release plans. Lifetime Mortgage and Home Reversion plan. 

What is a lifetime mortgage?

If you are over 55, you may qualify for a lifetime mortgage. A lifetime mortgage allows you to release an amount of money from the property in a lump sum or in chunks. This then accumulates interest. You can reduce the amount of interest on account with some lenders by paying back some of the borrowed amounts.

 What is a home reversion plan?

If you are over 65, you may qualify for a home reversion plan. A home reversion plan allows a provider to pay you a tax-free lump sum for a portion of your home at below market value. You can then live in the property rent-free until you die, at which point the property is sold and divided up based on the percentage the lender and you own.

FAQs – Frequently asked questions

How do I qualify?

If you are over 55 & wish to release a minimum of £10,000 and your property is worth more than £70,000 you may qualify for an equity release product

Will I still own my home?


If you take out a lifetime mortgage you will continue to own 100% of your share in the property and any increase in value. If you are taking out a home reversion plan a % of the property will be released to the loanee and you will be able to continue to live in your property.

How to apply

Fill in a few simple questions, through one of the buttons dotted around this page.

Once you have answered the questions and filled in your details, we will pass you on to a professional advisor. Your advisor will then work with you to generate a quote.

If you are happy with the quote then you can start paying towards your policy on a monthly or yearly basis.

Note: Life cover policies are not savings and investment products and have no cash value unless a valid claim is made.