A Checklist for Planning a No-Fuss Funeral - clearkey.co.uk
Home  »  Funeral Plans   »   A Checklist for Planning a No-Fuss Funeral
QUESTION 1 OF 6
Let’s start with why you want to speak to an expert today…

(please tick as many options as apply to you)

Next
QUESTION 2 OF 6
Who do you want to be insured?
Back
Next
QUESTION 3 OF 6
Have you or your partner smoked or used nicotine replacements in the last 12 months?
Back
Next
QUESTION 4 OF 6
Date of birth
Back
Next
QUESTION 5 OF 6
Great, before we go any further, please fill below Details
By clicking Speak to a Life cover Expert, you agree for our client to contact you by telephone in relation to your enquiry today and that you have read, understood and agreed to our Terms and Conditions as well as our Privacy Policy
Back

A Checklist for Planning a No-Fuss Funeral

No one jumps at the chance to talk about death or funerals and discussing burial expenses is less appealing.
Yet, when you lose your loved one, you will have to plan their funeral. The whole venture can be draining and overwhelming. Learning how to plan a no-fuss burial will guarantee you have a simple plan to use during this dreadful day.

Funeral services are vital as they honour the life, beliefs, and value of the departed. It is a way of saying your final farewells and having the last connection. Some components of the burial service like lamenting, reflections, thanksgiving, and celebrating the life of the departed is practical, and they are the base of any funeral arrangement. Since most people have no idea how to plan a funeral, here is a checklist to guide you.

1. Choose the right funeral home

The funeral home you choose will have an overall impact on the amount of money you pay when planning a funeral. Some of the funeral homes will charge higher rates than others, so taking time to research before making the ultimate choice is vital.

After choosing a funeral home, you will need to transport the body. Making arrangements with the morgue will ensure you do not spend more than required when transporting the body.

2. Deal with the paperwork

Fill in the registration of death before you start making any arrangements. You will need someone in charge of pronouncing the death to handle the paperwork. It could be a funeral provider, a funeral home worker, or a coroner who will have to fill in the documents, depending on how your loved one died. Once you get the death certificate, you can now work on getting a disposition or burial permit.

Planning for a funeral

Source @giulia_bertelli

3. Notify relevant parties

After death, you will want to contact the immediate family members to notify them. Since this is a difficult phone call to make, it is best if you have someone close to help you. The employers, insurance companies, banks, and any religious group should also be informed.

4. The final farewell

The other step is choosing a date and the venue for the funeral. Before you make any final decision, visit the venue to find out if it is available and accommodating. You will also need to inquire how much you will have to pay. If you are contented with the venue and rates, the next option is setting up a date and time. Talk to those offering the venue to warrant you are on the same page. It is always best to make some down payment to avoid issues like double-booking.

Once you are clear on the date and venue, you will have to send out invites. When it comes to invites, it is best to do it early so you can give people time to prepare. Ask those who were close to plan a eulogy for the service. Make sure that the right parties have had their opportunity to say their goodbyes. Note that funerals are less about the deceased, but a chance for those who have been left behind to mourn and reminisce. Ensure you have ample time for those who want to speak.

5. Entertainment

Find out if the venue you have selected will allow you to serve food and refreshment to the guest. Serving at the venue is less stressful compared to serving at home. Since there is ample space, you can have the guests talking and interacting with ease. Besides, you are not the one who will have to deal with cleaning first. Planning a funeral can be draining, and it is best to avoid any tasks you can like cleaning your house.

Even if you have to serve food and drinks, you should not go overboard. You might be celebrating a life well-lived, but that does not mean getting into debt. Note that people are mainly there to say their goodbyes. Light snacks and beverages are enough for the guests. An important consideration is to have something for the kids to ensure they do not end up getting fussy.

Though a funeral is challenging to plan, a silver lining is that they will bring the bereaved family together. Focusing on actual people as compared to the ceremony is the best way to handle no-fuss funeral arrangements.



Sign up to our email newsletter for tips and tricks on all things finance, from ClearKey

Sign up to our email newsletter for tips and tricks on all things finance, from ClearKey





Because we play by the book we want to tell you that...

1. We understand equity release isn’t for everyone, and we’ll never say it’s the right option for you, that’s why we pass you onto an Expert.

2. A lifetime mortgage is a loan secured against your property. With a lifetime mortgage there are typically no monthly repayments to make as the loan, plus roll up interest, is repaid when the plan comes to an end. Usually, that’s when you, or the last remaining applicant, either passes away or moves into long-term care.

3. With a lifetime mortgage you’ll still retain full ownership of your home.

4. Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits.

5. Mortgage Advice Bureau Later Life offer lifetime mortgage products from a carefully selected panel of providers.

6. Unless you decide to go ahead, Mortgage Advice Bureau Later Life’s service is completely free of charge as their fixed advice fee of £1,295 would only be payable in completion of a plan.

7. ClearKey is an independent marketing website which only acts as an introducer to companies who offer advice on various financial plans, products and services.

8. Our partners are authorised and regulated by the Financial Conduct Authority.

9. ClearKey.co.uk are not authorised to give any advice and we are not liable for any financial advice provided by or obtained through a third party.

10. Life insurance products attract terms and conditions. Price information contained within this website are for illustration purposes only. You will receive a full policy document upon application which will set out the terms, conditions and limitations of cover provided under the plan.

11. Your home may be at risk if you do not keep up repayments. Think carefully about securing debt against your home. When consolidating existing borrowing be aware that extending the term could increase the amount repaid.