ClearKey - For Life’s Key Moments
ClearKey
ClearKey is designed to help you make sense of life's key financial moments.

We're here to put you in touch with the very best experts to advise on the products you need help with.

No second-guessing, have all your questions answered by an experienced professional and save yourself time and money.

Get Expert advice today

Life Insurance

Protect your loved ones from a worse case scenario

Health Insurance

Access a wider range of health services

Equity Release

Release equity tied up in your property

Remortgages

Find out if you can save on your current deal

Estate planning

Find the best deal for you

Pensions

A comprehensive guide on Pensions

About Us

Know more about us

Articles

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About ClearKey
ClearKey connects you to experienced, expert consultants for the product you're interested in.

Each partner is a specialist in that market, so they are well equipped to answer all your questions and support any applications you make.

Speaking with an expert often gives you access to a wider range of products and services than you can find by searching yourself, so to get the best deals and explore all options, Clear advice is Key.

We are a brokering service, so do not offer any financial advice, we are just here to connect the dots.

We aim to make the process as simple as possible, to ensure you are set up for those key moments.
Our Most Popular Articles
Articles

Explore our range of articles available on our blog. These are updated weekly and you can be notified when these go live via our newsletter, by signing up below.

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What Financial Tools Should You Consider When You Have Had Children?

What Financial Tools Should You Consider When You Have Had Children?

Financial protection for your family and other financial tools may not factor high on your priority list, but you should take some time to consider what you would do if you lost your job, were injured in an accident or fell ill.
Things To Consider When Buying A House

Things To Consider When Buying A House

Buying a house is the biggest financial purchase we are likely to make in our lifetime. Whether you are buying your first home or moving to accommodate a growing family, there are many things to consider.
Do I Need Life Insurance for a Mortgage?

Do I Need Life Insurance for a Mortgage?

A question many of us ask. In this article, we dig into the benefits of taking out life insurance when you get a mortgage.
Life Insurance or Funeral Plan?

Life Insurance or Funeral Plan?

Financially planning for the future is always a good idea. When it comes down to it, the insurance market is swamped by a plethora of products that you may feel you 'have to have'. However, no matter what the salesperson says, it comes down to choosing the product which is right for you.
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Because we play by the book we want to tell you that...


1. We understand equity release isn’t for everyone, and we’ll never say it’s the right option for you, that’s why we pass you onto an Expert.


2. A lifetime mortgage is a loan secured against your property. With a lifetime mortgage there are typically no monthly repayments to make as the loan, plus roll up interest, is repaid when the plan comes to an end. Usually, that’s when you, or the last remaining applicant, either passes away or moves into long-term care.


3. With a lifetime mortgage you’ll still retain full ownership of your home.


4. Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits.


5. Mortgage Advice Bureau Later Life offer lifetime mortgage products from a carefully selected panel of providers.


6. Unless you decide to go ahead, Mortgage Advice Bureau Later Life’s service is completely free of charge as their fixed advice fee of £1,295 would only be payable in completion of a plan.


7. ClearKey is an independent marketing website which only acts as an introducer to companies who offer advice on various financial plans, products and services.


8. Our partners are authorised and regulated by the Financial Conduct Authority.


9. ClearKey.co.uk are not authorised to give any advice and we are not liable for any financial advice provided by or obtained through a third party.


10. Life insurance products attract terms and conditions. Price information contained within this website are for illustration purposes only. You will receive a full policy document upon application which will set out the terms, conditions and limitations of cover provided under the plan.


11. Your home may be at risk if you do not keep up repayments. Think carefully about securing debt against your home. When consolidating existing borrowing be aware that extending the term could increase the amount repaid.