Considering life insurance?
Protect your loved ones today
Plans starting from £7 a month
Get cover for over £250k
Fill in a super simple form, by clicking one of the buttons dotted around this page.
Speak to a very friendly advisor, based here in the UK.
Arrange for your plan to start.
What is Life insurance?
Life insurance is designed to protect your loved ones financially if you were to pass away.
If you or your partner (if on a joint policy) were to die during the time your policy was valid, the insurance provider would pay out a lump sum – tax free – to your beneficiaries.
A payout from the insurance provided would be valid if you were paying a monthly or annual fee towards your policy provider and stayed within the agreed terms, set out when you start the policy.
It’s a great way to set your family up for the future or to protect them against costs that they might struggle with when you are no longer around.
Your policy lasts as long as you are paying into it. If you stop paying into your policy the insurance will expire.
Life Insurance – Frequently Asked Questions
How much would my family receive?
This will likely depend on your personal circumstances.
Some will use it to cover the outstanding mortgage repayments, others will cover future living costs for their family.
Unsure about the cover you will need?
Don’t worry, speak to a professional advisor on the phone and they can talk you through what they recommend.
Who should consider life insurance?
Adults with dependencies or homeowners with an outstanding mortgage to be paid off.
How long should you take out your policy for?
Well, this depends on what you are looking to be covered for. If you are looking to cover the length of your mortgage, then this might be a good policy length. However, if you are looking to protect your family even when you die, the whole of life would mean you pay towards the policy until you die.
You will then be covered, as long as you continue to stick to what wrote down in your policy. If anything changes (medical health or smoking) you will need to update your policy provider.
Life insurance providers will pay out if you have been totally honest on your answers. If you have had a cigarette in the last 12 months, be honest about it.
How to apply
Fill in a few simple questions, through one of the buttons dotted around this page.
Once you have answered the questions and filled in your details, we will pass you on to a professional advisor. Your advisor will then work with you to generate a quote.
If you are happy with the quote then you can start paying towards your policy on a monthly or yearly basis.
Note: Life cover policies are not savings and investment products and have no cash value unless a valid claim is made.